

This paper formulates a behavioral model of profit maximization, which explicitly incorporates both multiple output prices’ risk and safety-first practice. This theoretical model is specifically suitable for investigating financial institutions, whose output prices frequently encounter a variety of risks, such as loan default/arrears. The sample banks are empirically found to be highly risk-averse. Furthermore, risk preferences exert little effect on the technical efficiency estimates, whereas the same estimates obtained by the standard fixed-effect model under certainty tend to be overestimated. Evidence is found that a specialized bank offering a single product with a larger scale of production will be preferable, when an uncertain atmosphere is pervasive.
| Providing Unit | 國立交通大學資訊與財金管理學系 |
| Principal Investigator | 黃台心 |
| 研究主題: | 經濟活動 |
| 計畫補助單位: | 行政院國家科學委員會 |
| Span of Project Execution | Jan. 1, 2005 ~ Dec. 31, 2005 |
| Span of Investigation | April 28, 2005 ~ June 2, 2005 |
| Universe | 全國之公、民營銀行 |
| Survey Type | 抽查 |
| Sample Design | 郵寄自填問卷 |
| Valid Sample (max) | 60 |
| Original Open | Feb. 4, 2013 |
| Latest Open | Feb. 4, 2013 |
| Usage Conditions | 研究用、碩博士論文、課堂練習、教學用 |
| Availability | 一般會員、院內會員直接下載 |
| Data Validation & Content Checks | 建置後設資料 檢查不合理值 |
| 資料使用說明: | C00138.pdf |
| 問卷: | C00138q.pdf |
| 報告書: | C00138rc.pdf執行報告 C00138re.pdf成果報告 |
| 過錄編碼簿: | |
| Data Format | SPSS、EXCEL |
[The reference format required by different journals or papers may vary; adjustments can be made as needed.]